Fast, secure, and accurate documentation—so your transactions stay on track.
Selling or refinancing a home can be stressful. AMCC’s Resale and Refinance Processing Service is designed to make it easier. Our secure, automated system provides quick, reliable responses to homeowners, title companies, realtors, mortgage lenders, appraisers, and other professionals—reducing turnaround time and giving you control over the process.
Serving communities in Bucks and Montgomery Counties, we deliver the documentation you need, when you need it, with the professionalism your board and residents expect.
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Smooth Closings & Zero Guesswork
We take care of the paperwork so your board and residents can focus on the transaction, not the red tape. Our services include:
- Resale Transaction Processing Complete documentation packages for smooth ownership transfers.
- Dues Status & Payoff Statements Up-to-date financial status for refinancing or closing.
- Mortgage/Lender Questionnaires Accurate completion for banks and lending institutions.
- Property Covenant Compliance Inspections Verification that the property meets all community requirements.
- Bank-Owned Property Payoff Statements Fast processing for REO transactions.
- Governing Document Acquisition Easy access to bylaws, covenants, and other required documents.
Faster, Easier, and More Reliable Transactions
At AMCC, we believe transactions should be predictable—not a guessing game. By combining automation with attentive support, we provide:
Fast, secure online ordering
Through our HomeWise Docs portal, requestors can place and track orders 24/7.
Learn moreAccurate, verified documentation
Every document is prepared and reviewed for compliance and completeness.
Get the documentsResponsive support for questions
If you need assistance at any step, our staff is ready to help.
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AMCC’s help is invaluable. They’re knowledgeable, anticipate problems before they happen, and have guided us in making smart financial decisions. With a five-year maintenance plan in place, we’ve avoided sudden large assessments and stayed on track.
— Philadelphia Condo Association Board Member
Frequently Asked Questions
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More Resale & Refinance Questions Answered
What is an HOA Resale Package and What Documents Are Included?
An HOA resale package is a comprehensive collection of documents required when selling or refinancing property in a homeowners association. The HOA resale documents typically include the HOA resale certificate, governing documents like articles of incorporation, bylaws, financial statements, reserve study, and the dues statement showing current financial obligations. Your property management company or HOA board management company will compile these essential documents from the official source of documentation within a specified timeframe to ensure a smooth transaction.
How Much Does an HOA Resale Package Cost and What Affects the Price?
HOA resale package cost varies depending on your community association and management companies involved. The actual cost typically ranges from $200-$500, which may include fees for document preparation, outstanding debts research, and administrative processing. Some community management company providers offer expedited services for urgent transactions, though this may increase the overall financial cost. Always request a detailed breakdown of fees from your community manager before proceeding.
What Financial Information is Revealed in the HOA Resale Process?
The financial overview of the HOA includes critical information about the association’s financial position, including any unpaid dues, outstanding fees, unpaid special assessments, and pending litigation. Buyers will receive a financial risk assessment showing due payments, reserve fund status, and any unpaid violations or fines. The closing statement will detail any financial responsibility being transferred, ensuring transparency about the community association’s fiscal health.
How Long Does the HOA Resale Certificate Process Take?
Most management companies provide HOA resale certificate packages within a specific number of days (typically 10-15 business days), though the specified timeframe can vary based on complexity and outstanding debts research required. Factors affecting timeline include pending litigation, unpaid special assessments verification, and coordination between the board of directors and property management company. For transactions in the upcoming year, it’s recommended to request documents early to avoid delays during your contract period.
What Should I Know About HOA Dues and Financial Obligations Before Closing?
Understanding HOA dues and financial obligations is crucial before closing. Review the dues statement carefully for any unpaid dues, outstanding fees, or unpaid violations that may transfer to the new owner. The HOA resale disclosure certificate will specify which financial responsibility items must be resolved before closing and what obligations continue under state laws. Your real estate agent can help interpret these financial documents and coordinate with the community association to ensure all due payments are properly handled during the HOA resale process.
